Core Services
Personal Financial Planning
Life is full of moments that shift everything: a retirement date, a business sale, a growing family, an unexpected loss. What those moments have in common is that they all affect your financial picture in ways that ripple well beyond a single account or decision. Our planning process is built to look at the full picture with you. We ask the right questions, work through the details together, and map it out in a way that is clear, actionable, and built around your life, not a generic template.
Retirement & Goal Planning
Your financial life is more than just retirement; it’s about living the life you want every step of the way. We help you define meaningful goals and build a clear, actionable path to achieve them, both before and throughout retirement.
Investment Management
No two clients are alike. We design personalized investment strategies aligned with your goals, time horizon, and risk tolerance, while emphasizing tax efficiency, cost control, and long-term discipline.
Insurance & Risk Management
Protecting what you’ve built is just as important as growing it. We evaluate and coordinate life, disability, and long-term care coverage, ensuring both personal and employer benefits work together to fully protect you and your family.
Tax Planning
Taxes can be one of the largest drags on long-term wealth. Through proactive planning and coordination, we help minimize your tax burden today while positioning you for greater efficiency in the future.
Estate Planning
A well-structured estate plan ensures your assets are distributed according to your wishes. We help align your accounts, beneficiaries, and legal documents while coordinating with attorneys to implement strategies that preserve your legacy and reduce potential estate taxes.
Our Values
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Wealth Management
You've built something. The next question is how to manage it in a way that reflects who you are: your comfort with risk, your goals for the future, your timeline, and the tax realities that come with your situation. Rather than placing you into a model portfolio built for the masses, we construct individualized portfolios from the ground up. Every allocation decision is made with your specific circumstances in mind, and we revisit it with you regularly as your life and the markets evolve.
Investment Philosophy
We are long-term focused investors committed to identifying companies with sustainable growth potential. While our perspective is long-term, our approach is anything but static. We continuously monitor portfolios, rebalance as needed, and make tactical adjustments to capitalize on evolving market opportunities.
Our Strategies
Many financial advisors rely on third-party models, but at SABRE, we design and manage our strategies in-house. Our robust suite of portfolios allows us to target growth, income, or a blend of both, depending on your investment objectives and time horizon.
We build diversified portfolios using four core asset classes: equities, fixed income, hard assets, and alternatives, providing broader exposure than the traditional stock and bond approach.
Trading Technology
Our advanced trading technology enhances both efficiency and precision. We actively manage tax impact and cash flow through strategies such as dollar-cost averaging, tax-loss harvesting, and disciplined rebalancing, allowing us to deploy capital and raise cash for distributions in a thoughtful, tax-efficient manner.
Corporate Consulting
When you own or lead a business, the line between your company's financial health and your personal financial health is rarely clean. Attracting and keeping great people, rewarding the executives who drive your growth, and structuring benefits in a way that works for everyone, owners included, requires more than an off-the-shelf solution. We work alongside business owners and leadership teams to design and implement benefits programs that are custom-built to reflect the real priorities of the people at every level of your organization..
Retirement/Benefit Implementation and Monitoring
We implement 401(k), SEP, SIMPLE, and pension plans alongside executive deferred compensation strategies that attract and retain top talent. Our approach focuses on aligning plan design with the company’s financial goals while maximizing flexibility for owners and key employees. This results in a scalable, tax-efficient benefits strategy that strengthens retention and supports long-term business success.
Comprehensive Business Strategy Planning
We design incentive structures that tie compensation directly to individual and company success, building cultures of accountability and long-term growth. These frameworks help align employee behavior with key business objectives while reinforcing performance-driven outcomes. The result is a more engaged workforce and a compensation strategy that scales alongside the organization.
Grow and Protect the Business
Your business is often your most valuable asset. Protecting and growing it requires intentional planning. We work with business owners to implement strategies that drive sustainable growth while mitigating risk. This includes structuring incentive programs that align key employees with business success, as well as integrating insurance solutions such as key person coverage, buy-sell funding, and risk management strategies to protect against unexpected events.
Insurance
Most people spend years focused on building wealth and far less time thinking about what could disrupt it. A gap in the wrong place, whether it's a coverage shortfall, an unprotected asset, or a plan that doesn't account for the unexpected, can undo a lot of hard work. We take a careful look at the risks that exist in your life and work with you to develop strategies that are tailored to your goals, your needs, and what you actually want your plan to do for you.
Life Insurance
Life insurance plays a critical role in protecting your family and supporting long-term financial goals. We evaluate your full financial picture to identify coverage gaps and act as independent brokers to source the most appropriate solutions. Whether implementing term, whole life, or variable universal life strategies, we tailor each recommendation to provide the right balance of protection, flexibility, and long-term value.
Disability Insurance
Your ability to earn an income is one of your most valuable assets. A disability can significantly disrupt even the strongest financial plan. We help ensure that if you are unable to work, you have a reliable income replacement strategy in place. With studies showing that roughly one in four individuals will experience a disability prior to retirement, proper coverage is essential to maintaining financial stability.
Long-Term Care Insurance
Long-term care is one of the largest and most overlooked expenses in retirement. Without proper planning, these costs can quickly erode assets and impact the legacy you intend to leave behind. We help you evaluate and implement long-term care solutions that provide access to quality care while protecting your wealth and preserving your estate for future generations.